Zack Cooper & Associates (ZCA), thru its New Ireland, Ltd. Division headed by Richard A. Higgins, brings a wealth of experience to our clients in the habitational industry. We understand the unique needs of property owners and professional property managers, ensuring that coverage is optimized in a cost effective manner. In addition, ZCA-New Ireland offers mold coverage now required by many financial institutions in order to secure financing. Our comprehensive habitational programs can include:

• Building Replacement Cost Valuation
• Contents
• Landscaping
• Parking Canopies
• Loss of Rents
• Actual Loss Sustained
• Mold Coverage

ZCA-New Ireland’s exclusive representation of a national habitational program will provide security for your investment with continued savings over the policy term. With limits of $225,000,000 per location and with general liability limits up to $25,000,000 per occurrence, ZCA-New Ireland can meet your every need.

For professional property managers with a substantial number of units, ZCA-New Ireland’s exclusive program eases administrative headaches with a single policy to cover multiple locations. This eliminates the need for tracking dozens of policies with varying expiration dates while producing savings of as much as 30% over competitive policies.

ZCA-New Ireland mold coverage, presently excluded by all existing policies, protects propery owners and managers from losses which can quickly run into the hundreds of thousands or even millions of dollars. Our exclusive property and liability program allows mold coverage to be included with the total premium, often at the same costs as conventional coverage programs that exclude mold coverage.

For a complete assessment and quote for your current portfolio or your next project, call 1-866-722-0812 and ask for Richard A. Higgins or email us today.